That’s up to 12% cash back on grocery store purchases for the first three months and up to 11% on all other purchases for the first three months †. Here’s what your payout would be: Depreciated value = 500 – (500 x 2% x 6 months) = $440. RBC cardholders, get exclusive offers. Call Toll-Free: 1-866-756-1107. Estimated Credit Score: 660 - 724. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. 5 Avion points for every $1 spent on: Groceries; Transportation, including gas, rideshare, daily public transit, and electric vehicle chargingThe RBC ION Visa is the best entry-level card offered by RBC. $0 annual fee for the first year ($150 thereafter) Min. Pay U. RBC credit cards comprise of numerous travel, rewards, low-interest, cash-back, and student and business cards. 99% $0 Min. BalanceProtector Max insurance for Your RBC credit card balance. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. Excellent cash back credit card. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Choose any airline, any flight, any time. Personal / Credit Cards / Cardholders / Manage My Card. IDK why but i'll take it. RBC ION Visa Review The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. 99% on purchases, 22. Card review page: Read our review: Read our review: Read our review: Compare Avion credit cards. S. Get 3,500 Avion. There are also two new credit cards that have been introduced which fall into the Avion Premium level. RBC Visa Credit Cards Review. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. You can. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. S. Annual Fee Rebate. This offer may not be combined or used in conjunction with any. No annual fee; Earn 1. Earning. 5X Avion points for every $1 spent 1 on:. Earn 1 Avion point for every dollar you spend 2. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. S. After setting up 2-Step Verification, you’ll receive a push notification each time you log in to your account. . 5X Avion points for every $1 spent 1 on:. S. , Royal Trust Company or The. Some prepaid credit cards can also help you build credit. No minimum balance required. It comes with practical benefits such as a 3-month complimentary DashPass subscription, gas savings at Petro-Canada. , RBC Global Asset Management Inc. First, here's what you'll earn for rewards on all your purchases: 1. Visa Gold cards are not being issued inThis presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. If your credit card offers Avion points, cash back, WestJet dollars or British Airways Avios, you’ll see your monthly activity and updated balance of your rewards program here. por Arya Arruda; 21/09/2023RBC ION Visa: 6,000 bonus points : Best student credit card for AIR MILES collectors:. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. 20. Some of them include: RBC ION Visa. 5 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, and digital gaming, and 1 Avion point for every $1 spent on. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 99%. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. These are cards that you load with funds and use until the loaded money runs out. * Conditions apply 26. RBC ION Visa Credit Card. The interest rate on this card is 7-9 percentage points lower than most Visa cards, which usually charge 19. The RBC ION Visa card is an entry-level card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. 8M people since launch. Setting up 2-Step Verification is. 99%. 99% $0 Min. Insurance for mobile devices, purchase security, and an extended warranty. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. opens in a new window. Rexall: For every $1 spent on eligible purchases at Rexall, you can earn 50 Be Well points. Apply by November 30, 2022 ^ The ION Visa is a no annual fee card while the ION+ moves to a monthly subscription model with a fee of $4 per month ($48. RBC ION Visa. The RBC cashback card was my first card. 21% compared to just 0. Access to real people – get trusted advice from our expert Portfolio Advisors by phone or. So, say your device cost $500 and you make a claim 6 months later. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. 55,000 points. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Call 1-800-565-3129. 3,500 points. , RBC Direct Investing Inc. $0. 99%The RBC ION Visa helps you earn rewards on the important purchases you make in your everyday life such as groceries, rideshares, daily transit, digital gaming, streaming and subscriptions. RBC ION Visa. Call 1-800-769-2511. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. 5 Avion points per dollar for : Grocery; Rides, Gas & EV Charging1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Keep up with your RBC Bank U. 99% interest rate on cash advances and balance transfers for the first 10 months. AimFinance review: Get a personal loan in 24-48 hours. BONUS 55,000 Avion. 1. Click to learn more about this card. Users of RBC ION Visa card users get up to 3500 Welcome Avion points, which amount to CAD 25 in gift cards. rankings and reviews. Apply Now View Card Details. In this guide. Issuing an additional card is free of charge. NET VALUE $925+ ANNUAL FEE $120. By Claire Horwood Updated Oct 19, 2023 Fact checked Go to site 7,000 points Rewards 3 points per $1 spent Annual Fee $48 Purchase Interest Rate 20. Earn 1. Apply by November 27, 2023. bills and review your transaction history. Apply by December 6, 2023 ^ Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19. Apply by December 6, 2023. bank account and credit card balances. Feb 5, 2021. As far as I can tell, the Cash Back. Cardholders earn up to 1. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. and get a 0. O. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. Earn 1. 3,500 points. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. No annual fee; Earn 1. Apply Now. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. With the RBC Visa Classic Low Rate Option, you’ll pay a standard lower rate on both purchases and cash advances. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. 99% for the RBC Avion Visa Infinite Business card and only has an annual fee of $79. Minimum income requirement: $60,000 personal or $100,000 for household income. Get 6,000 Avion points when you get approved for the card. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. Enjoy 6,000 Welcome Avion points upon approval. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. India. RBC Cash Back Mastercard. RBC Wealth Management: RBC Dominion Securities Inc. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. RBC Advantage Banking; RBC Day to Day Banking; RBC No Limit Banking;. Virtual Visa Debit; Direct Deposit; Additional Account Services; Get iPad with an eligible account Credit Cards. Grocery—Satisfy your taste buds while earning points on groceries. , RBC Direct Investing Inc. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. and Canadian accounts instantly – for free 8. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. Annual Fee rebated every month for students with eligible accounts. Compare Credit Cards1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 0. Your reviews. 99% $0A Co-Applicant cannot be added to a moi RBC Visa credit card account; How to Add a Co-Applicant. 99% on cash advances. Check out the best credit card from RBC -- the Royal Bank of Canada--Canada's biggest bank. RBC ION Visa. You don’t want to spend a lot on annual fees – The monthly fee of $4 is reasonable for the earning rate and benefits you get. RBC ION Visa: 6,000 bonus points * 1. 81% for the RBC Rewards+ Visa. RBC has the second worst credit card line up and arguably the worst for everyday spending. 99%. $39. Earn 1. Best business RBC credit card: RBC Avion Visa Infinite Business: 25,000 bonus points Best cash back RBC credit card: RBC Cash Back Preferred World Elite Mastercard: None: Best no annual fee RBC credit card: RBC ION Visa: 6,000 bonus points : Best low fee RBC credit card: WestJet RBC Mastercard: 100 WestJet Dollars RBC ION+ Visa – RBC’s best Rewards Credit Card for Groceries, Dining, Gas and more. Limited time offer. Opens in a new window. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. All first-time FirstReport customers can take advantage of a free 30 day trial today. Sign into RBC Online Banking only once and access your U. Offer ends March 31, 2024. Contact Us. The ION+ Visa is a member of the Avion Rewards family and falls in the premium tier. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. This review covers the card’s earning potential, benefits, drawbacks, and other relevant information to assist Canadians in deciding if this card is the perfect fit for their needs. Call to book an appointment to open a bank account over the phone or by video conference. RBC ION Visa Review. 5X Avion points for each dollar spent on daily needs and 1 Avion point on every 1 dollar spent on select qualifying buys. Benefits of the RBC ION Visa Card RBC provides over 100 options for gift card rewards and ION+ cardholders can redeem for them at a rate of 140 points towards $1. Select Region. It has no annual fee. , RBC Direct Investing Inc. Eligible Credit Cards. Nova. Check out our RBC Avion Visa Infinite card review for more details. In this RBC ION Visa review, I’ll go over the earn rate, benefits, and why this card is ideal for students and those looking for a no fee credit card. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 50 in credit for the same number of points. The RBC Ion program isn't a great program. Additional cardholder(s), as well as existing cardholders of any RBC credit cards. FOREX FEES Yes. daily public transit and rideshares), Gas & EV Charging; Streaming, Digital Gaming & SubscriptionsTD Cash Back Visa Infinite Card. Apply. RBC Avion Visa Infinite Privilege. Scotiabank. Annual Fee:RBC ION Visa. Link your cards and get more at Petro-Canada: Instantly save 3¢/L on fuel 2 and earn 20% more Petro-Points 3. 25 points per $1 on all purchases. 20. recommended credit score: 750. The ION/ION+ doesn't earn the same type of rewards as Avion cards. Purchase Interest Rate 20. Earn 20,000 RBC® Avion points upon spending $5,000 in the first six months †. 1. Grocery—Satisfy your taste buds while earning points on groceries. Unlimited debit transactions in Canada. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). creditcardGenius • 6 yr. We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass 1 subscription for up to 12 months * – a value of almost $120! 2 With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your. Rewards: Earn 2% unlimited cash back in up to 3 categories of your choice plus 0. RBC ION+ Visa. With superior roadside assistance 24 hours a day, 365 days a year throughout Canada and the Continental U. With this promotion, they get $72. The RBC ION+ Visa credit card is a solid choice for individuals who want to earn potential rewards across different spending categories while enjoying various benefits. The RBC ® ION+ Visa is good option for casual travellers who spend on grocery, dining, food delivery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions each month to make it worth the additional $4 monthly fee, when compared to the basic RBC ® ION Visa. Travel redemptions through RBC Travel portal (non-ION cards) 1: Charitable donations: 1: RBC financial products: 0. 1. Credit Cards Credit Tickets. Language. Compare. bills and review your transaction history. bank account and credit card balances. See BalanceProtector Max Details. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. Earning Avion Points. 71 cents per point value and if we multiply that by the 1x to 3x points earn rates you are looking at a rate of return of 0. With this no-annual-fee RBC credit card, you can earn 1. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. Compare credit cards with RBC Royal Bank's easy-to-use comparison tool. Then, you remove the deductible from this number:RBC ION Visa. RBC ION Visa: 6,000 bonus points * 1. 5 points per $1 spent . Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. Compare Travel Medical Insurance Plans for RBC Clients 1. USD 100,000 (up to 60 days) Note *Coverage includes country of card issuance, only if allowed by local regulations **Optional Coverage, not a core benefit. recommended credit score: 660. Purchase Rate: 20. Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. 99% on cash advances. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). If you aren't planning on traveling any time soon and just want to rack up points and then switch back over to the Avion card, you can do that. With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. 99%;Enjoy 10% cash back on eligible restaurant, bar and food delivery purchases for your first 4 months (up to $500 spend). Upon enrolment, 12,000 (“welcome points”) Avion points will appear within the first two monthly statements. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. Box 4016 Station A Toronto, ON M5W 2E6 US Visa Gold PaymentsApply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). AdChoices. Download Application Form. , Royal Trust Company or The. 99% Cash Advance. 99%. 99% interest rate on cash advances and balance transfers for the first 10 months on approval with the RBC ION Visa. Get 3,500 Avion points and get a 0. Once you allow the login, you’ll be able to access your account as usual. Rewards, savings, and more with a student bank account. 71% to 2. Annual fee: $0; Interest rate: 19. Best for No Fee: RBC ION Visa. 1. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. 5X Avion points¹ on: Grocery. Welcome Offer 80,000 points. WestJet RBC ® MasterCard ‡. Compare Travel Medical Insurance Plans for RBC Clients. Desjardins Odyssey Gold Visa review. Additionally, students can earn 1. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. Grocery—Satisfy your taste buds while earning points on groceries. Add a New Credit Card to Compare. 99% Our verdict Earn rewards for digital gaming, streaming, subscriptions, and everyday purchases. RBC ION Visa: English. $139: Earn 1. S. ( Read more about Depends. Earn MORE Avion points on groceries, gas, streaming, digital gaming and more Get 7,000 Avion points Δ when you’re approved for the RBC ION+ Visa credit card or 3,500 Avion points ^ when you’re approved for the RBC ION Visa credit card . 99% on purchases and 22. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. Scroll down to the box on the right-hand side labelled My Services. , RBC Global Asset Management Inc. ^. Earn 55,000 sign up bonus points (earn 35,000 upon approval and 20,000 after spending $5,000 in the first 6 months) (apply before April 30, 2023) Normally 15,000 sign up bonus. Get a Quote for Travel Insurance. US & Canada: Coverage is limited to Canada and the 50 states of the United States of America. 99%. Call 1-800-565-3129. 5x points for every $1 spent on groceries, gas, digital purchases etc; and no Annual Fees. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Welcome Offer N/A. 7 stars. 95% for purchases, balance transfers, and cash advances. 99% interest rate on cash advances and balance transfers for the first 10 months. Min. , Royal Trust Company or The. Apply by November 27, 2023. 3,500 points. 2 Also earn 1 Moi point on every dollar spent at Super C. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. For complete details of the insurance coverage included with these credit cards, please review the Certificate of Insurance in its entirety found on the RBC Insurance. RBC Royal Bank offers you a number of easy ways to make a credit card payment including online, by phone, in branch, at an ATM and. Email. ^According to creditcardgenius. Rewards N/A . RBC ION Visa Card. RBC Visa Infinite Avion. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. 99% $0 Min. For RBC cards, that’s 2% per month. 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). bills and review your transaction history. Compare up to three credit cards. , RBC Direct Investing Inc. There's really not much to complain about with this card. Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases 1. Our review. You can also apply for one of two new RBC credit cards, the RBC ION Visa or the RBC ION+ Visa. Up to 55,000 Avion Points — 35,000 upon approval and 20,000 when you spend $5,000 in your first 6 months. Min. Like the RBC Rewards+ Visa, this card is one of RBC’s entry-level credit cards. $4 charged monthly (low Annual Fee of $48) 2. , RBC Direct Investing Inc. My RBC ION+ Visa review is positive. The RBC ION Visa belongs to the Avion Rewards family. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. The maximum amount of coverage is $50,000, or the equivalent number of Avion points, per RBC ION+ Visa card per calendar year. The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. Compare. No annual fee. Get 3,500 Avion points when you get approved for the card. Apply by December 6th, 2023. A travel medical insurance plan offers you unlimited coverage for eligible emergency medical expenses 2 and 24/7 emergency medical assistance. For ages 13+. Skip to main content. ^ Earn 1. Advertisers are not responsible for any product reviews or editorial content that may appear on Prince of Travel. For up-to-date information on any advertiser product, please refer to. 20. Additional Card: $0. TD Cash Back Visa Infinite Card. Applying is easy for eligible RBC cardholders and you can cancel anytime. 99% for 10 months balance transfer + cash advance offer. While you won’t be able to pay your credit card bill, you can see your transactions and account information 24/7, for no additional charge. The Simplii Financial Cash Back Visa Card offers 4% cash back on restaurants, bars and coffee shops, 1. Visa RBC ION – Apply Now Annual Fee: $0; Welcome Bonus: 6,000 Avion points upon approval (Apply by Oct 31, 2023) Earn Rate: 1. 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). rankings and reviews. Transfer money between your RBC U. Cardholders get 1. Still a pathetic offering, given the crap conversion of 172 AV to $1. RBC ION Visa Card. ago. ^ Limited time offer. Earn points faster with everyday purchases like gas and travel using select cards 1. 5x Avion points per $1 spent on groceries, gas, public transit, streaming, digital gaming, and subscription purchases. Additional Card:$0. 20. Get 6,000 Avion points on approval with the RBC ION Visa. With a 19. Compare Cards Now Compare Cards NowApply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). 4. 1. RBC. Rewards: Earn 3% cash back on high-spend categories. Print, complete and sign (make sure both of you sign the form). Fees of this are: (i) one-time fee of up to 3% of the total purchase amount converted to an Installment Plan, charged within 3 business days from the date of conversion, orMy RBC ION+Visa review up to this point has concentrated on the earn rate and perks. Tangerine. 99% (21. No annual fee; Earn 1. RBC ION Visa Card. For RBC ION Visa Card To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. , & 1 point on every other purchase; The RBC ION Visa is a credit card designed specifically to elevate your everyday spending. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. Low effort – get a professionally managed portfolio of ETFs created for you. recommended credit score: 660. RBC Avion Visa Infinite Privilege for Private Banking; RBC Avion Visa Infinite. , protect your family and your vehicle with RBC Road Assist and hit the road with confidence. and Canadian accounts instantly – for free 8. Instead you can do a product switch to the RBC Rewards+ Visa - this is the most basic, no-annual fee Rewards card in RBC'S portfolio. por Arya Arruda; 21/09/2023RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, RBC Avion Visa Infinite, or R Avion Visa Platinum Account (“ Personal Avion Account”). (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The RBC ® Avion Visa Infinite † offers the following earning rates:RBC Cash Back Mastercard. Here are the details on each of the cards: RBC ION+ Visa. Start earning, get perks, have access to exclusive experiences, events and much more. Annual Fee: $0; Purchase Rate: 19. Pay With Points. 25 RBC Rewards points for every $1 you spend. Monthly fee $4 ($48 annually) Additional Cards: $0 Annual interest. Transfer money between your RBC U. n Extended Warranty Insurance automatically doubles the original manufacturer’sRBC ION Visa Review. 5 points per $1 spent . 5 points per $1 spent . Read More.